PayPlus Simulator - SmartVista Instant Payment & MMQR

Trigger Inward Callback

Live Messages Grid

Flow & Sequence Diagram

Technical Specs & Callback Schema

Simulate Incoming Payment from Another Bank (Triggers Callback to Dev)

Destination Callback URL (Developer Endpoint)

From Participant (Sender Bank)

6101 - CB Bank OI (6101)

Amount (MMK)

Sender Customer Name

Sender Account/CRN

Digital Merchant Name

Digital Merchant PAN (16 Digits)

Callback Payload Preview (pacs.008 XML)

<FPEnvelope xmlns="urn:iso:std:iso:20022:tech:xsd:head.001.001.03">
  <AppHdr>
    <Fr><FIId><FinInstnId><Othr><Id>6101</Id></Othr></FinInstnId></FIId></Fr>
    <To><FIId><FinInstnId><Othr><Id>PAYPLUS</Id></Othr></FinInstnId></FIId></To>
    <BizMsgIdr>INW20261006210001820</BizMsgIdr>
    <MsgDefIdr>pacs.008.001.11</MsgDefIdr>
    <CreDt>2026-10-06T21:00:01</CreDt>
  </AppHdr>
  <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.11">
    <FIToFICstmrCdtTrf>
      <GrpHdr>
        <MsgId>INW20261006210001820</MsgId>
        <CreDtTm>2026-10-06T21:00:01</CreDtTm>
        <NbOfTxs>1</NbOfTxs>
      </GrpHdr>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2EINW20261006210001820</EndToEndId>
          <TxId>TXINW20261006210001820</TxId>
        </PmtId>
        <IntrBkSttlmAmt Ccy="MMK">35000.00</IntrBkSttlmAmt>
        <Dbtr><Nm>DAW AUNG MYINT</Nm></Dbtr>
        <DbtrAcct><Id><Othr><Id>6101123456789012341</Id></Othr></Id></DbtrAcct>
        <Cdtr><Nm>MO BAKERY SHOP</Nm></Cdtr>
        <CdtrAcct><Id><Othr><Id>7101123456789012</Id></Othr></Id></CdtrAcct>
      </CdtTrfTxInf>
    </FIToFICstmrCdtTrf>
  </Document>
</FPEnvelope>

Developer App Response

Click 'Fire Callback' to send pacs.008 HTTP request to your local dev service.

Dev Integration Checklist:

Ensure your server is running and listening at the URL above.
Your endpoint must return HTTP 200 with ISO 20022 pacs.002.001.13.
Check that Merchant wallet balance is credited properly.