PayPlus Simulator - SmartVista Instant Payment & MMQR

Test Runner & Action

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Flow & Sequence Diagram

Technical Specs & Schema

Send pacs.004 Refund Request to Simulator

Original EndToEndId

Original TxId

Refund Amount (MMK)

Reason Code

MS03 - Customer Request / Return

Refund XML Payload Preview

<FPEnvelope xmlns="urn:iso:std:iso:20022:tech:xsd:head.001.001.03">
  <AppHdr>
    <Fr><FIId><FinInstnId><Othr><Id>7101</Id></Othr></FinInstnId></FIId></Fr>
    <To><FIId><FinInstnId><Othr><Id>PAYPLUS</Id></Othr></FinInstnId></FIId></To>
    <BizMsgIdr>REF20261006205859578</BizMsgIdr>
    <MsgDefIdr>pacs.004.001.12</MsgDefIdr>
    <CreDt>2026-10-06T20:58:59</CreDt>
  </AppHdr>
  <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.004.001.12">
    <PmtRtr>
      <GrpHdr>
        <MsgId>REF20261006205859578</MsgId>
        <CreDtTm>2026-10-06T20:58:59</CreDtTm>
        <NbOfTxs>1</NbOfTxs>
      </GrpHdr>
      <TxInf>
        <RtrId>RTRREF20261006205859578</RtrId>
        <OrgnlEndToEndId>E2E2026100701350001</OrgnlEndToEndId>
        <OrgnlTxId>TX2026100701350001</OrgnlTxId>
        <RtrdIntrBkSttlmAmt Ccy="MMK">25000.00</RtrdIntrBkSttlmAmt>
        <RtrRsnInf>
          <Rsn><Cd>MS03</Cd></Rsn>
          <AddtlInf>Refund requested</AddtlInf>
        </RtrRsnInf>
      </TxInf>
    </PmtRtr>
  </Document>
</FPEnvelope>

Simulator Response (pacs.002)

Click 'Send pacs.004' to execute payment return.