PayPlus Simulator - SmartVista Instant Payment & MMQR

Test Runner & Action

Live Messages Grid

Flow & Sequence Diagram

Technical Specs & Field Mapping

Simulate Customer MMQR Outward Payment

Amount (MMK)

Currency

Sender InstId (Debtor)

Debtor Account / CRN (19 Digits)

Creditor Merchant PAN (16 Digits)

Debtor Name

Creditor Merchant Name

Generated ISO 20022 XML (FPEnvelope)

<FPEnvelope xmlns="urn:iso:std:iso:20022:tech:xsd:head.001.001.03">
  <AppHdr>
    <Fr><FIId><FinInstnId><Othr><Id>7101</Id></Othr></FinInstnId></FIId></Fr>
    <To><FIId><FinInstnId><Othr><Id>PAYPLUS</Id></Othr></FinInstnId></FIId></To>
    <BizMsgIdr>MSG20261006210000171</BizMsgIdr>
    <MsgDefIdr>pacs.008.001.11</MsgDefIdr>
    <CreDt>2026-10-06T21:00:00</CreDt>
  </AppHdr>
  <Document xmlns="urn:iso:std:iso:20022:tech:xsd:pacs.008.001.11">
    <FIToFICstmrCdtTrf>
      <GrpHdr>
        <MsgId>MSG20261006210000171</MsgId>
        <CreDtTm>2026-10-06T21:00:00</CreDtTm>
        <NbOfTxs>1</NbOfTxs>
      </GrpHdr>
      <CdtTrfTxInf>
        <PmtId>
          <EndToEndId>E2E20261006210000171</EndToEndId>
          <TxId>TXMSG20261006210000171</TxId>
        </PmtId>
        <IntrBkSttlmAmt Ccy="MMK">25000.00</IntrBkSttlmAmt>
        <Dbtr><Nm>U THUYA</Nm></Dbtr>
        <DbtrAcct><Id><Othr><Id>7101123456789012342</Id></Othr></Id></DbtrAcct>
        <Cdtr><Nm>CITY MART SHOPPING</Nm></Cdtr>
        <CdtrAcct><Id><Othr><Id>6101123456789014</Id></Othr></Id></CdtrAcct>
      </CdtTrfTxInf>
    </FIToFICstmrCdtTrf>
  </Document>
</FPEnvelope>

Simulator Response (pacs.002)

Click 'Send pacs.008' to send ISO 20022 XML to Simulator endpoint.

Scenario Testing Tip:

Amount <= 10,000,000 MMK → Returns ACCP (Success).
Amount > 10,000,000 MMK → Triggers Mock Rule RJCT with ERR_13 (Limit exceeded).